Introduction
Craving a dessert that’s a nostalgic twist on a classic ice cream treat? What if you could layer creamy pudding, fresh bananas, tangy pineapple, and rich chocolate into a no-bake cake that’s as fun as it is delicious? Say hello to Chocolate Banana Split Cake! This indulgent dessert features a buttery graham cracker crust, layers of vanilla pudding, whipped cream, and fruit, with chocolate sandwich cookies and a decadent chocolate drizzle. Perfect for potlucks, summer gatherings, or a family treat, it’s a crowd-pleaser that’s easy to assemble. Ready to create some creamy, chocolatey magic? Let’s grab a dish and get layering!
Overview
Chocolate Banana Split Cake is a no-bake dessert with a graham cracker crust, layers of sliced bananas, crushed pineapple, vanilla pudding, whipped cream, and chocolate sandwich cookies, topped with fresh bananas, chocolate drizzle, and cookie crumbs. What makes it special? It captures the flavors of a banana split—creamy, fruity, and chocolatey—in a chilled, sliceable cake. This beginner-friendly recipe takes about 2.5 hours (20 minutes prep, 2 hours chilling) and serves 9–12, making it ideal for sharing or celebrations.
- Time Requirement: 2.5 hours (20 minutes prep, 2 hours chilling)
- Difficulty Level: Easy (perfect for beginners)
- Servings: 9–12 slices
Essential Ingredients
The magic of Chocolate Banana Split Cake lies in its simple, flavorful ingredients. Here’s what you’ll need and why each one matters:
For the Crust
- Crushed Graham Crackers (2 cups): Form a buttery, crunchy base for the layers.
- Melted Butter (½ cup): Binds the crumbs into a firm crust.
For the Layers
- Bananas (2, sliced): Add sweet, creamy fruitiness reminiscent of a banana split.
- Crushed Pineapple (20 oz can, drained): Brings a tangy, tropical sweetness.
- Instant Vanilla Pudding (3.4 oz package): Creates a smooth, creamy layer with minimal effort.
- Cold Milk (1½ cups): Activates the pudding mix to a thick consistency.
- Heavy Whipping Cream (1½ cups, or whipped topping): Adds a light, fluffy layer for richness.
- Powdered Sugar (⅓ cup): Sweetens and stabilizes the whipped cream.
- Vanilla Extract (1 tsp): Enhances the whipped cream with a warm note.
- Semi-Sweet Chocolate Chips (1 cup, melted): Provides a rich, chocolatey drizzle between layers.
- Chocolate Sandwich Cookies or Chocolate Graham Crackers (for layering): Add crunch and chocolate flavor.
For the Topping
- Bananas (1–2, sliced): Add fresh fruit for garnish.
- Chocolate Drizzle: Enhances the dessert with a glossy, decadent finish.
- Crushed Cookies or Graham Cracker Crumbs: Provide texture and a polished look.
Substitutions and Variations
- Graham Crackers: Use crushed vanilla wafers, shortbread cookies, or a gluten-free alternative for the crust.
- Butter: Swap with vegan butter or margarine for a dairy-free version.
- Bananas: Replace with sliced strawberries or mango for a different fruit flavor.
- Pineapple: Use drained mandarin oranges or fruit cocktail for variety.
- Pudding: Substitute with instant banana or chocolate pudding for a twist.
- Heavy Whipping Cream: Use store-bought whipped topping or coconut cream (chilled and whipped) for a dairy-free option.
- Chocolate Chips: Swap with milk chocolate, dark chocolate, or white chocolate chips.
- Cookies: Use regular graham crackers, chocolate wafer cookies, or crushed Oreos without cream filling.
- Add-Ins: Mix ½ cup chopped nuts or mini chocolate chips into the pudding, or layer with fresh berries.
- Vegan Option: Use vegan graham crackers, vegan butter, plant-based milk, vegan pudding mix, vegan whipped topping, and vegan chocolate chips.

Step-by-Step Instructions
Making Chocolate Banana Split Cake is a quick, no-bake process with vibrant layers. Follow these instructions for a perfect dessert every time:
- Make the Crust:
- In a medium mixing bowl, combine 2 cups crushed graham crackers and ½ cup melted butter, stirring until the mixture resembles wet sand.
- Press the mixture evenly into the bottom of a 9×9-inch dish or pan, using the back of a spoon or a flat-bottomed glass to create a compact layer.
- Refrigerate for 10 minutes to set.
- Tip: Crush graham crackers in a zip-top bag with a rolling pin for a fine texture, and press firmly to prevent crumbling.
- Prepare the Pudding Layer:
- In a medium mixing bowl, whisk together one 3.4 oz package of instant vanilla pudding and 1½ cups cold milk until thickened, about 1–2 minutes.
- Let the pudding set for 5 minutes in the refrigerator to firm up.
- Tip: Use very cold milk for faster thickening, and whisk vigorously to avoid lumps.
- Whip the Cream:
- In a large mixing bowl, use a hand mixer or stand mixer on high speed to beat 1½ cups heavy whipping cream, ⅓ cup powdered sugar, and 1 tsp vanilla extract until stiff peaks form, about 2–3 minutes.
- Alternatively, use 1½ cups store-bought whipped topping, stirring in the vanilla extract if desired.
- Tip: Chill the bowl and whisk beforehand for faster whipping, and stop once peaks hold their shape to avoid overmixing.
- Prepare the Chocolate Drizzle:
- In a microwave-safe bowl, melt 1 cup semi-sweet chocolate chips in 15-second increments, stirring between each, until smooth, about 45–60 seconds.
- Let cool slightly to a pourable consistency.
- Tip: Add 1–2 tsp vegetable oil if the chocolate is too thick, and keep warm to prevent hardening.
- Assemble the Layers:
- Remove the crust from the refrigerator.
- Arrange 2 sliced bananas evenly over the crust, followed by the drained 20 oz can of crushed pineapple, spreading to cover the bananas.
- Spoon half of the prepared vanilla pudding over the fruit layer, spreading gently with a spatula to create an even layer.
- Place a single layer of chocolate sandwich cookies or chocolate graham crackers over the pudding, breaking them as needed to fit.
- Spread the remaining pudding over the cookies, followed by an even layer of whipped cream.
- Drizzle the melted chocolate over the whipped cream, letting it seep into the layer for a marbled effect.
- Tip: Work gently to keep layers distinct, and slice bananas thinly for even distribution.
- Chill:
- Cover the dish with plastic wrap or a lid and refrigerate for at least 2 hours, or overnight for best results, to set the layers and meld the flavors.
- Tip: Overnight chilling enhances the texture and makes slicing easier.
- Garnish and Serve:
- Just before serving, arrange 1–2 sliced bananas over the top for freshness.
- Drizzle with additional melted chocolate (reheat if needed) and sprinkle with crushed chocolate sandwich cookies or graham cracker crumbs for texture.
- Slice into 9–12 squares using a sharp knife, wiping clean between cuts for neat edges.
- Serve chilled, optionally with a scoop of vanilla ice cream or a dollop of extra whipped cream.
- Tip: Add garnishes just before serving to prevent bananas from browning and crumbs from softening.

Assembly
Assembling Chocolate Banana Split Cake is all about creating a vibrant, layered dessert with a balance of creamy, fruity, and crunchy textures. Here’s how to make it look and taste incredible:
- Layer Thoughtfully: Build a sturdy crust, layer fruit and pudding evenly, and add cookies and whipped cream for distinct textures and flavors.
- Preparation Tips:
- Press the crust firmly to support the heavy layers, and chill to set it fully.
- Drain pineapple thoroughly to avoid a soggy dessert, and pat dry if needed.
- Spread pudding and whipped cream gently to maintain clear layers, using an offset spatula for smoothness.
- Presentation Tips:
- Serve chilled in the dish or transfer slices to plates to showcase the colorful layers of fruit, cream, and chocolate.
- Garnish with fresh bananas, a generous chocolate drizzle, and cookie crumbs for a nostalgic banana split vibe.
- Pair with a glass of milk, hot coffee, or a root beer float for a complete dessert experience, perfect for summer barbecues, birthdays, or family gatherings.
- Use a spatula to lift slices cleanly, highlighting the layered structure.
Storage and Make-Ahead Tips
Chocolate Banana Split Cake is best chilled and can be prepped or stored with these tips to maintain its quality:
- Make-Ahead:
- Prepare the crust up to 1 day in advance, refrigerate, and cover to keep fresh.
- Make the pudding and whipped cream up to 4 hours ahead, refrigerate separately, and assemble just before chilling.
- Assemble the cake (without top garnishes) up to 1 day before serving, refrigerate, and add fresh bananas, chocolate drizzle, and crumbs just before serving.
- Tip: Don’t add fresh banana slices too early, as they may brown in the fridge.
- Storage:
- Store the cake in the refrigerator, covered with plastic wrap or a lid, for up to 3 days. The crust may soften slightly over time.
- Keep in the dish for easy storage, or transfer slices to an airtight container.
- Tip: Cover tightly to prevent the cake from absorbing fridge odors or drying out.
- Freezing:
- Freezing is not recommended, as the pudding, whipped cream, and fruit may become watery or separate when thawed. If necessary, freeze the crust alone for up to 1 month, thaw, and assemble fresh.
- Tip: Prepare fresh for the best texture and flavor, as the creamy layers don’t freeze well.
Recipe Variations
Chocolate Banana Split Cake is versatile and fun to customize. Here are some creative twists to try:
- Strawberry Banana Split Cake: Replace pineapple with 2 cups sliced strawberries and use strawberry pudding for a berry twist.
- Peanut Butter Banana Split Cake: Add ¼ cup peanut butter to the pudding and top with crushed peanut butter cookies.
- Tropical Banana Split Cake: Use mango or coconut pudding and add shredded coconut to the whipped cream layer.
- S’mores Banana Split Cake: Use a chocolate graham cracker crust, add marshmallow fluff to the whipped cream, and top with crushed graham crackers.
- Gluten-Free Cake: Use gluten-free graham crackers and ensure the pudding mix and cookies are gluten-free.
- Vegan Cake: Use vegan graham crackers, vegan butter, plant-based milk, vegan pudding mix, vegan whipped topping, and vegan chocolate chips.
Conclusion
You’re now ready to create a Chocolate Banana Split Cake that’s as fun as it is delicious! This 2.5-hour recipe is perfect for potlucks, summer gatherings, or anytime you crave a creamy, fruity dessert with a chocolatey twist. With its buttery graham cracker crust, layers of bananas, pineapple, pudding, and whipped cream, plus decadent chocolate drizzles, this cake is a guaranteed hit. Feel free to tweak the fruits, cookies, or garnishes to make it your own. Grab your dish, layer those ingredients, and enjoy every creamy, chocolatey bite. Happy assembling, and savor the banana split bliss!
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Chocolate Banana Split Cake
Description
Craving a dessert that’s a nostalgic twist on a classic ice cream treat? What if you could layer creamy pudding, fresh bananas, tangy pineapple, and rich chocolate into a no-bake cake that’s as fun as it is delicious? Say hello to Chocolate Banana Split Cake! This indulgent dessert features a buttery graham cracker crust, layers of vanilla pudding, whipped cream, and fruit, with chocolate sandwich cookies and a decadent chocolate drizzle.
Ingredients
For the Crust
-
Crushed Graham Crackers (2 cups): Form a buttery, crunchy base for the layers.
-
Melted Butter (½ cup): Binds the crumbs into a firm crust.
For the Layers
-
Bananas (2, sliced): Add sweet, creamy fruitiness reminiscent of a banana split.
-
Crushed Pineapple (20 oz can, drained): Brings a tangy, tropical sweetness.
-
Instant Vanilla Pudding (3.4 oz package): Creates a smooth, creamy layer with minimal effort.
-
Cold Milk (1½ cups): Activates the pudding mix to a thick consistency.
-
Heavy Whipping Cream (1½ cups, or whipped topping): Adds a light, fluffy layer for richness.
-
Powdered Sugar (⅓ cup): Sweetens and stabilizes the whipped cream.
-
Vanilla Extract (1 tsp): Enhances the whipped cream with a warm note.
-
Semi-Sweet Chocolate Chips (1 cup, melted): Provides a rich, chocolatey drizzle between layers.
-
Chocolate Sandwich Cookies or Chocolate Graham Crackers (for layering): Add crunch and chocolate flavor.
For the Topping
-
Bananas (1–2, sliced): Add fresh fruit for garnish.
-
Chocolate Drizzle: Enhances the dessert with a glossy, decadent finish.
-
Crushed Cookies or Graham Cracker Crumbs: Provide texture and a polished look.
Substitutions and Variations
-
Graham Crackers: Use crushed vanilla wafers, shortbread cookies, or a gluten-free alternative for the crust.
-
Butter: Swap with vegan butter or margarine for a dairy-free version.
-
Bananas: Replace with sliced strawberries or mango for a different fruit flavor.
-
Pineapple: Use drained mandarin oranges or fruit cocktail for variety.
-
Pudding: Substitute with instant banana or chocolate pudding for a twist.
-
Heavy Whipping Cream: Use store-bought whipped topping or coconut cream (chilled and whipped) for a dairy-free option.
-
Chocolate Chips: Swap with milk chocolate, dark chocolate, or white chocolate chips.
-
Cookies: Use regular graham crackers, chocolate wafer cookies, or crushed Oreos without cream filling.
-
Add-Ins: Mix ½ cup chopped nuts or mini chocolate chips into the pudding, or layer with fresh berries.
-
Vegan Option: Use vegan graham crackers, vegan butter, plant-based milk, vegan pudding mix, vegan whipped topping, and vegan chocolate chips.
Instructions
-
Make the Crust:
-
In a medium mixing bowl, combine 2 cups crushed graham crackers and ½ cup melted butter, stirring until the mixture resembles wet sand.
-
Press the mixture evenly into the bottom of a 9×9-inch dish or pan, using the back of a spoon or a flat-bottomed glass to create a compact layer.
-
Refrigerate for 10 minutes to set.
-
Tip: Crush graham crackers in a zip-top bag with a rolling pin for a fine texture, and press firmly to prevent crumbling.
-
-
Prepare the Pudding Layer:
-
In a medium mixing bowl, whisk together one 3.4 oz package of instant vanilla pudding and 1½ cups cold milk until thickened, about 1–2 minutes.
-
Let the pudding set for 5 minutes in the refrigerator to firm up.
-
Tip: Use very cold milk for faster thickening, and whisk vigorously to avoid lumps.
-
-
Whip the Cream:
-
In a large mixing bowl, use a hand mixer or stand mixer on high speed to beat 1½ cups heavy whipping cream, ⅓ cup powdered sugar, and 1 tsp vanilla extract until stiff peaks form, about 2–3 minutes.
-
Alternatively, use 1½ cups store-bought whipped topping, stirring in the vanilla extract if desired.
-
Tip: Chill the bowl and whisk beforehand for faster whipping, and stop once peaks hold their shape to avoid overmixing.
-
-
Prepare the Chocolate Drizzle:
-
In a microwave-safe bowl, melt 1 cup semi-sweet chocolate chips in 15-second increments, stirring between each, until smooth, about 45–60 seconds.
-
Let cool slightly to a pourable consistency.
-
Tip: Add 1–2 tsp vegetable oil if the chocolate is too thick, and keep warm to prevent hardening.
-
-
Assemble the Layers:
-
Remove the crust from the refrigerator.
-
Arrange 2 sliced bananas evenly over the crust, followed by the drained 20 oz can of crushed pineapple, spreading to cover the bananas.
-
Spoon half of the prepared vanilla pudding over the fruit layer, spreading gently with a spatula to create an even layer.
-
Place a single layer of chocolate sandwich cookies or chocolate graham crackers over the pudding, breaking them as needed to fit.
-
Spread the remaining pudding over the cookies, followed by an even layer of whipped cream.
-
Drizzle the melted chocolate over the whipped cream, letting it seep into the layer for a marbled effect.
-
Tip: Work gently to keep layers distinct, and slice bananas thinly for even distribution.
-
-
Chill:
-
Cover the dish with plastic wrap or a lid and refrigerate for at least 2 hours, or overnight for best results, to set the layers and meld the flavors.
-
Tip: Overnight chilling enhances the texture and makes slicing easier.
-
-
Garnish and Serve:
-
Just before serving, arrange 1–2 sliced bananas over the top for freshness.
-
Drizzle with additional melted chocolate (reheat if needed) and sprinkle with crushed chocolate sandwich cookies or graham cracker crumbs for texture.
-
Slice into 9–12 squares using a sharp knife, wiping clean between cuts for neat edges.
-
Serve chilled, optionally with a scoop of vanilla ice cream or a dollop of extra whipped cream.
-
Tip: Add garnishes just before serving to prevent bananas from browning and crumbs from softening.
-
FAQs
1. Can I use homemade pudding instead of instant?
Yes! Prepare 1½ cups of homemade vanilla pudding, cool completely, and use as directed. Ensure it’s thick to hold the layers.
2. Is this cake healthy?
It’s an indulgent dessert, but you can lighten it with low-fat pudding mix, reduced sugar (¼ cup in whipped cream), or smaller slices. Enjoy in moderation.
3. Can I make this vegan?
Yes! Use vegan graham crackers, vegan butter, plant-based milk, vegan pudding mix, vegan whipped topping, and vegan chocolate chips. Ensure sugars are vegan-friendly.
4. Why is my cake soggy?
Excess moisture from undrained pineapple or insufficient chilling can cause sogginess. Drain pineapple thoroughly and chill for at least 2 hours.
5. Can I use a different dish size?
Yes! An 8×8-inch dish will yield thicker layers and may need 3 hours to set. A 9×13-inch dish will make thinner layers and serve more (12–16 slices).
6. How do I prevent bananas from browning?
Toss sliced bananas in 1 tsp lemon juice before layering, and add fresh banana slices for garnish just before serving.
7. Can I prep this for a party?
Yes! Assemble up to 1 day ahead, refrigerate, and add fresh bananas, chocolate drizzle, and crumbs just before serving for a fresh, vibrant look.
8. What’s the best way to store leftovers?
Store covered in the fridge for up to 3 days. Keep in the dish or transfer slices to an airtight container to maintain texture and flavor.